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Baccarat Banker Bet: Should You Always Bet On Banker?

Baccarat Banker Bet: Should You Always Bet On Banker?

Baccarat, a game known for its simplicity and elegance, has been a popular choice among casino-goers for centuries. One of the most frequently asked questions by both novices and experienced players alike is whether one should continually wager on the Banker. 

This article aims to delve into this question and provide an in-depth understanding of the Baccarat Banker Bet. 

What Are Banker And Player Bets In Baccarat?

Baccarat is a casino game that involves two primary bets: the Banker bet and the Player bet. Understanding these bets is crucial for anyone looking to grasp the game's dynamics and devise a successful wagering strategy. 

The Banker Bet

The Banker bet is a wager placed on the likelihood of the Banker's hand winning the game. If the Banker's hand does indeed emerge victorious, you win your stake back along with an equal amount in winnings. 

However, a 5% commission is typically deducted by the casino, slightly reducing the total payout. This commission is imposed to balance out the marginally higher odds of the Banker's hand winning. 

The Player Bet

The Player bet, on the other hand, is a wager on the Player's hand coming out on top. Should the Player's hand win, you receive your original stake back along with an equal amount in winnings. Unlike the Banker bet, the Player bet is not subject to any commission from the casino

Is It Better To Bet On Banker Or Player In Baccarat?

There is no objective answer to this question; it primarily depends on the individual player's preferences and betting strategy. Both the Banker and Player bets present almost identical chances of winning, but the Banker has a slight edge. 

What Are The Odds For Player VS Banker?

Statistically, the Banker's hand has slightly better odds, winning approximately 45.86% of the time, compared to the Player's hand, which wins about 44.62% of the time. However, it's crucial to remember that these probabilities are merely statistical and not guarantees of a win or loss. The unpredictability and element of chance are what make Baccarat such an exciting game. 

Can You Bet On Both Player And Banker In Baccarat?

Interestingly, Baccarat allows for a third type of bet known as the Tie bet. This bet is placed on the likelihood of the Player's and Banker's hands having equal value, resulting in a tie. 

However, it's important to note that the odds of a tie occurring are very low (around 9.5%), and the house edge for tie bets is significantly higher (approximately 14.36%). 

As a result, while the potential payout for a Tie bet is much higher (usually 8:1 or 9:1), it's considered a riskier wager than either the Banker or Player bets. 

Why Does The Banker Have An Advantage In Baccarat?

The Banker bet has a slight advantage in Baccarat due to the order of play. The Banker's hand is played after the Player's hand, allowing the Banker to observe the Player's total before they begin their own turn. 

This gives the Banker a slight edge as they know what they have to beat, whereas the Player hand has less information to go off in their turn. Additionally, the Banker's hand statistically has a slightly higher chance of winning, which is counterbalanced by the casino's 5% commission on winning Banker bets. 


In conclusion, while the Banker bet can potentially increase your chances of winning, it's important to remember that Baccarat is a game of chance, and nothing is guaranteed. 

It's essential to understand the game's rules, stick to your budget, and, most importantly, play responsibly whilst enjoying the game. 

*All values (Bet Levels, Maximum Wins, etc.) mentioned in relation to this game are subject to change at any time. Game features mentioned may not be available in some jurisdictions.